Make the Most of Your Tax Benefits. December 2018 finally saw the end of a highly volatile environment for investors around the world. Global Equity Markets posted their worst performance since the Global Financial Crisis; SA Listed Property fell by – 25%; and only 2 out of the 164 General Equity Funds in South Africa […]
Continue readingMore Tag
Season’s Greetings from Harbour Wealth
With only a few weeks left of 2018, we would like to thank you for your loyal support this year. Wishing you a successful, healthy and happy 2019! A reminder that our offices will be closed from Thursday 20 December 2018 and will re-open on Wednesday 2 January 2019.
Continue readingMore Tag
Back to Basics: Investment 101; think long-term!
As the year draws to an end, it’s a great time to reflect. I can well imagine the questions many South African investors will be asking themselves as they look back on the year that was; “what happened to my investment portfolio?”, “Am I invested in the appropriate asset classes?”, “Is the strategy of my […]
Continue readingMore Tag
The Harbour Way – Investing for Income
The Toyota way is a set of now famous principles that underly Toyota’s approach and production system. Toyota embodies the process that reliably and consistently produces exceptional cars. At Harbour we have created our own blue print of underlying principles, to ensure our offering is not only reliable but also consistently exceptional. Harbour Wealth’s approach […]
Continue readingMore Tag
Portfolio Diversification with a Reduction in Risk
I was at a party recently, having a chat with a new friend, and he mentioned that he had become a Whisky investor. Now this might sound ridiculous to most of us, but in fact, Whisky ranks in the top 4 of Alternative Investments for private individuals to invest in. The other 3 in no […]
Continue readingMore Tag
It’s Messy Out There!
Our industry is messy and full of acronyms, jargon, mantras and quotes. Put your hand up if you have never heard “it’s not about timing the market, but time IN the market” “Rule No.1: Never lose money. Rule No. 2: Never forget rule No. 1.” “Diversification is the only free lunch in investing.” “Compound interest […]
Continue readingMore Tag
The Modern Financial Adviser
Ask yourself this simple question, “Would you put your life in the hands of a doctor who is following the same methods and using the same treatments and medicine he was using 20 years ago?” You may be wondering what this has got to do with financial advice and the modern financial adviser? Everything! After […]
Continue readingMore Tag
The Power of Compound Interest: And Why It’s So Important to Start Young
Being Youth Month, I thought it only pertinent to focus on this month’s hot topic of conversation; Millennials. I am a Millennial (proudly so), and working in the Financial Services Industry has given me an incredible grounding of concepts that I see so many of my peers battling with. I am one of the lucky […]
Continue readingMore Tag
Decisions that could result in Regret
When thinking about our retirement, I am sure we see ourselves as possibly travelling the world, lounging on the beach, or taking up that one hobby we never had time for. I doubt there are many of us that envision still having to work or struggling to make ends meet. Working during our earning years […]
Continue readingMore Tag
Protecting Your Greatest Asset
Let’s start this conversation with an important question, ‘What do you consider as your most valuable asset?’ Take a minute and think really hard about this. Here are some ideas: Property? Vehicles? Investments? If you have answered yes to one of the above, you might not be entirely wrong, but have you thought about how […]
Continue readingMore Tag