May 2015 Benjamin Franklin once said that there were only two things certain in life: death and taxes. At the beginning of April this year, the South African government announced a new and exciting initiative to incentivise and promote savings in the country. Since the early 1980’s SA household savings have declined steadily, and continue […]
Continue readingMore TagNot an Entirely Sunny Outlook
March 2015 The Harbour Wealth team recently attended the annual Investment Forum at Sun City. This is where both Local and Global Asset managers get to have vigorous panel discussions and give presentations to the local Financial Advisor community. It is not all business. There is, as usual at a Sun City conference, an evening […]
Continue readingMore TagLong Term Equity Performance vs The Market
Melissa Dyer on Business Day TV
In August 2014 Melissa Dyer was asked to be the guest speaker on an episode of The Money Show on Business Day TV. The show dealt with investing in Collective Investment Schemes and Unit Trusts. Melissa was interviewed about the various advantages and disadvantage for investors, as well as the different types of funds that […]
Continue readingMore TagFebruary 2015 – Monthly Client Newsletter
Harbour Wealth Monthly Client Newsletter: A Good Dose of Russian Bear! February 2015 February was a surprising month in the market considering all the doom and gloom about ESKOM and some major geopolitical issues in the Middle East, Russia and Ukraine. Who would have expected our local equities to give returns of 4.07% in one […]
Continue readingMore TagEugene Maree On Business TV
Eugene on using passive funds and reducing costs in retirement solutions.
Continue readingMore TagMarket Expectations Report:
What can be realistically expected from the markets over the next 12 months… June 2014 By Melissa Dyer At Harbour Wealth we firmly believe in putting our clients, in the best possible situation, whether it be investment, retirement planning or insurance related. We don’t believe we know everything, and are happy to borrow freely shared […]
Continue readingMore TagInvesting made simpler with new Index products
Investing made simpler with new Index products. By Eugene Maree Founder of Harbour Advisory (Pty) Ltd FSP 44770, trading as Harbour Wealth “The market, like the lord, helps those that help themselves but unlike the Lord it does not forgive those that know not what they do” – Warren Buffet You may never have heard […]
Continue readingMore TagHow do you choose a financial advisor?
How do you choose a financial advisor? This is not an easy question to answer; choosing an advisor is a little like choosing a marriage partner (you might end up having a longer relationship with your advisor than your spouse!) and secondly, the financial advisory environment is in a state of flux. Representatives and financial […]
Continue readingMore TagFive reasons why you cannot depend on your employer’s pension fund for your retirement
Five reasons why you cannot depend on your employer’s pension fund for your retirement South Africa has a tax-incentivised private pension and provident industry which also provides life insurance, death benefits and disability insurance to retirement fund members. Do you have access to these retirement benefits? If you do, will your fund provide for your […]
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