How do you choose a financial advisor? This is not an easy question to answer; choosing an advisor is a little like choosing a marriage partner (you might end up having a longer relationship with your advisor than your spouse!) and secondly, the financial advisory environment is in a state of flux. Representatives and financial […]

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Five reasons why you cannot depend on your employer’s pension fund for your retirement South Africa has a tax-incentivised private pension and provident industry which also provides life insurance, death benefits and disability insurance to retirement fund members.  Do you have access to these retirement benefits? If you do, will your fund provide for your […]

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Does money buy you happiness? Our financial advisors work hard to ensure that clients’ hard earned money is invested appropriately and get decent returns. But now and again we should stand back and ask some of life’s bigger questions…. ‘Does money buy you happiness?’ falls into a sub-group of the broader question ‘What makes us […]

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A six part financial check up. We all know that any time of the year can be used to make lifestyle and budgetary changes. However, whatever you think of book ending a year around a calendar period (12 months of 30 days) first conceived by the ancient Egyptians, our new year brings a collective mental […]

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